Choosing a Dentist is hard enough and paying for treatment shouldn't be. We know that health care today can be expensive. That's why we have several financing options available to help you achieve the smile you've dreamed of. Payment Plans Our goal is to provide the highest quality of dental services with fees and financing options that ensure affordability. To ensure this, we offer you the following options to meet your specific needs. Patients with a healthy credit history are accepted for our financing programs. There is a servicing fee but no interest for the first twelve months. We do offer extended payments, up to three years, with our associated finance company Wells Fargo. The application can be completed and approved in our office within 15 minutes. Insurance We work with and accept most dental insurance programs used by many major employers. We want to maximize your insurance benefits and make any remaining balance easily affordable. As a courtesy to you, we will submit claims to your dental plan carrier. We also accept benefit assignment, meaning that we will estimate the expected benefit payment and allow you to pay your estimated portion at the time services are provided. However, we do not guarantee any estimate, and should your dental plan pay less than expected, you are fully responsible for the balance. We are simply a third party; with YOU and YOUR insurance company being the primary 2 responsible parties. Therefore, we cannot take responsibility for any denials by dental plans. It is our policy to provide the best conservative dentistry for you. To do this, it is important that we do not allow dental benefits to be a determining factor in the diagnosis. Your optimal treatment will be planned based upon your individual condition. If a modification or "phasing" of treatment is necessary due to financial concerns we will adjust treatment according to your needs. Our ultimate goal is your optimal dental health for a lifetime. If you are confused about your coverage or have questions regarding your insurance benefits, feel free to call our office at 636-300-4280. We have trained staff members that can address your concerns.