Do You Know All There is to Know About Your Dental Insurance?
by Monticello Dental on 06/06/18
Choosing a dental insurance plan is hard enough, let alone understanding the details of how the benefits work. Can you see your dentist for a cleaning twice a year anytime or do you have to wait at least 6 months between cleaning visits? Can you receive x-rays 2 times per year or just once? What are your major benefits and is there a waiting period for those benefits? What is a missing tooth clause and does that apply to your plan? What is your deductible and what treatment will that apply to? What is the maximum amount your plan will pay out every year? The questions can go on and on!
You may receive a summary of benefits or have access to information online. But to really understand what benefits are available, you may need to contact the insurance company directly or speak to your dental provider and ask for a break down of benefits. Very often, it is easier for your dental provider to contact the insurance company to receive that information for you. If your dentist has recommended treatment and you are not sure how your dental insurance plan will pay, always ask your dental office for a pre-treatment estimate from your insurance company. Keep in mind that asking for a pre-treatment estimate may delay your treatment by up to 30 days, as this is how long it can take for the insurance company to respond to the request for a pre-treatment estimate. For more information, check out the links on our home page at monticellodental.com
Numpol Dejtiranukul, DMD DICOI
Your O'Fallon MO Dentist